Free Tax & Finance Calculators for Freelancers
Estimate your self-employment taxes, set the right rate, plan your retirement — no spreadsheets, no signup, instant results.
Self-Employment Tax
Estimate your federal, state, and self-employment taxes.
Free Invoice Generator
Generate and download a professional PDF invoice instantly.
W-2 vs 1099 Calculator
Compare W-2 salary against 1099 freelancer rates to see which pays more.
Freelance Hourly Rate
Set the perfect rate to hit your target income.
Gig Paycheck Splitter
Instantly divide your payouts into taxes, savings, and actual take-home pay.
Retainer Pricing Builder
Transition to MRR by discounting a batch of hours for a monthly retainer fee.
Project Pricing Estimator
Calculate a profitable flat-fee price based on urgency and complexity.
S-Corp Tax Savings
Compare your Sole Proprietor SE tax to S-Corp distribution savings.
LLC Cost Sandbox (By State)
Reveal the true filing fees and annual franchise taxes of LLCs in every state.
Business Tax Write-offs
Discover estimated tax savings by logging ordinary business expenses.
Mileage Deduction Estimator
Calculate your vehicle's tax deduction using the IRS Standard Mileage Rate.
Quarterly Tax Penalty
Estimate IRS underpayment penalties for missed estimated taxes.
Credit Card Optimizer
Find the most profitable business credit card for your freelance expenses.
Software ROI Break-Even
Should you buy that SaaS tool? Find exactly how many hours it needs to save you.
Digital Nomad Geo-Arbitrage
See how much wealth you build by moving to a lower cost of living city.
Emergency Fund Planner
Volatility requires safety. Calculate precisely the cash buffer your freelance life needs.
Loan Comparison
Compare multiple loans to find the best deal.
Retirement Savings
See if you are on track to a comfortable retirement.
FIRE Calculator
Calculate your FIRE number (Financial Independence, Retire Early).
Monthly Budget
Balance your freelance income with a smart budget.
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Freelancer Finance Guides
How to Pay Self-Employment Tax in 2025
A step-by-step guide to calculating and paying your quarterly estimated taxes.
Read guide →W-2 vs. 1099: Which Worker Classification Pays More?
Don't leave money on the table. Discover the tax deductions you might be missing.
Read guide →Quarterly Estimated Taxes Guide
Everything you need to know about due dates, safe harbor rules, and how to pay.
Read guide →Join 10,000+ Smart Freelancers
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