Debt Elimination
Credit Card Payoff Calculator
Add all your cards, choose your payoff strategy, and see the exact date you'll be debt-free — plus how much interest you'll save.
Your Cards
$
$
$
$
$
Total monthly outflow: $321
Payoff Strategy
Pays highest-APR cards first. Saves the most money in total interest.
Your Payoff Plan
Debt-Free By
July 2028
2y 2m from now
Interest Saved
$27,849,269
vs. minimums only
⚡ Avalanche
2y 2m
$1,506 interest
🏔️ Snowball
2y 2m
$1,729 interest
Total debt today$6,000
Total interest (this plan)$1,506
You save 47y 10m vs. paying minimums!
Balance by Card
💡 Business card interest is 100% tax-deductible. Track it in your expenses.