Regular method vs Simplified method for Freelancers: Complete Comparison (2026)
Quick verdict first, then a clear breakdown so you can decide fast.
Quick verdict
Simplified home office is easy and predictable, while the regular method can yield a larger deduction if you have higher home costs and a dedicated workspace.
Choose Regular method if:
- Your rent/mortgage + utilities are high.
- You have a clear dedicated workspace.
- You can keep receipts and allocations.
Choose Simplified method if:
- You want speed and simplicity.
- Your home costs are modest.
- You want a low-documentation approach.
Feature comparison
| Feature | Regular method | Simplified method |
|---|---|---|
| Ease | Medium | High |
| Potential deduction | Higher (sometimes) | Predictable |
| Best for | Maximizers | Simplicity |
Our recommendation
If you’re unsure, start by modeling your real numbers (income, deductions, and quarterly savings). Tools often feel “better” when they make your workflow easier and your tax plan more predictable.
FAQs
Which is better for freelancers: Regular method or Simplified method?
Simplified home office is easy and predictable, while the regular method can yield a larger deduction if you have higher home costs and a dedicated workspace.
When should I choose Regular method?
Your rent/mortgage + utilities are high. You have a clear dedicated workspace. You can keep receipts and allocations.
When should I choose Simplified method?
You want speed and simplicity. Your home costs are modest. You want a low-documentation approach.
What’s the biggest mistake freelancers make in comparisons like this?
Optimizing for price alone instead of total value (time saved, tax savings, and long-term workflow).
What Taxorly tool should I use next?
Use our free calculators to model your actual numbers instead of guessing.